Buy Here, Pay Here in Spencerport, NY

What is a Buy Here, Pay Here Dealership?

Buy Here, Pay Here Dealership in Spencerport, NY

Worried you can't get a car because you have poor credit? Never fear. We work with customers who have all different types of credit scores and histories. No matter your credit situation, we can help you get behind the wheel of a new-to-you vehicle that's affordable yet still high quality. We finance 98% of our customers as a Buy Here, Pay Here dealership!

You may be considering buying from a Buy Here, Pay Here (BHPH) dealership. But what exactly is a BHPH dealership? These dealerships help people with poor credit get a loan by doing the financing themselves, whereas most dealerships outsource their loans to third-party lenders. Most Buy Here, Pay Here dealerships don't run a credit check or check your credit history — they typically only have income and residence requirements.

Why Choose Roc E-Z Auto?

No matter what your credit situation is, we'll help you find a vehicle that works for your income, credit and other requirements for a loan. We'll also get you set up with an in-house payment plan that works with your budget. We offer transparent pricing, as all of our vehicles are priced based on market value, so you know you're getting a good deal. We work with customers of all kinds of credit histories, so don't be embarrassed about yours!

Ready to find your next vehicle? Visit us today! 100% credit approval is our goal.

If you'd like to learn more about us or are ready to find your next great ride, contact us today or visit us at 5018 W Ridge Rd, Spencerport, NY 14559. We look forward to helping our customers near Rochester, Greece, Hilton, Churchville and Clarkson.