Automotive Financing Made E-Z in Spencerport, NY

Embarrassed about your credit? Worried that your score is too low to get financed? Here at Roc EZ Auto, we want you to drive home happy in a car you love. That's why we will finance 98% of all applicants, no matter their credit situation, because we believe everyone deserves a second chance. How do we finance almost anyone and everyone? We partner with banks to ensure you get approved.

Improving Your Credit Score

It can take time to correct a low credit score. But we want to help you get back on your feet, so we've listed a few steps you can take to get there.

Check Your Report for Errors

Check your credit report regularly from all three credit reporting agencies for any wrong information. You can dispute anything that's inaccurate by contacting the agency.

Pay Down Your Debt

Keep balances low on any credit cards and pay off debt instead of moving it around. Credit utilization, which is the balance of your debt to available credit, contributes 30% to your FICO score's calculation, according to myFICO.com.

Make On-Time Payments

Delinquent payments and collections can have a significant impact on your scores. Also consider enrolling in automatic payments.

Want to learn more? Contact us today or stop by our dealership at 5018 W Ridge Rd, Spencerport, NY 14559. We look forward to serving customers from Rochester, Greece, Hilton, Churchville and Clarkson.